The best place to get house insurance quotes in Ireland is on the internet; when looking for insurance for your home you can easily compare rates from leading insurance companies such as NoNonsense (which is a trading name of FBD), Tesco, Aviva, Bank of Ireland, Allianz, AA, Quinn Direct, Best Quote, Zurich and all of the leading players.
One of the main benefits of looking for cheap home insurance online is that most of the leading providers provide online calculators which calculate your premiums once you have inputted the necessary details.
This allows you to compare quotes without the hassle of a hard talking salesperson trying to pressurize you into buying their companies products and you can always come back to your research if you are disturbed of have to do something else by simply saving your quotes in a file on your computer.
When comparing quotes ensure that you are comparing like with like and that if you are getting a quotation from one company which includes contents insurance check that the comparators also include contents insurance. See also home insurance Ireland and Axa home insurance.
Working out the most competitive rates can be tricky because many insurance companies offer incentives to deal with them.
When comparing quotes bear in mind some key terms such as accidental damage which provides cover for damage to contents in your home as a result of an accident.
Accidental damage would be standard with most home insurance policies but check out the offers carefully and read the small print because accidental damage is actually an option with NoNonsense.ie and not standard.
In fact NoNonsense builds it’s model of pricing on you purchasing the precise cover you want with many options costing extra such as accidental damage, theft of garden items and all risks cover which would be included with the standard home insurance cover provided by other companies such as Bank of Ireland and the AA.
Aviva house insurance includes extra cover at Christmas and family weddings and visitors’ belongings and many companies provide a “new for old” feature in their contents insurance which means that they will provide for the replacement of old property stolen with new versions.
Contents cover can be based on a percentage of your buildings cover or you can opt for a specified sum with a minimum insured value of around €20,000.
Interestingly if you want to compare quotes from some leading companies such as FBD, AXA, Allianz, Royal Sun Alliance and Aviva you can actually do so on the FBD website as they have an insurance quotes comparator based on a standard house in Meath with 20% contents cover.
This online comparator is very handy to compare insurance quotes in one place and another site which allows you to get house insurance quotes in one site is at bestquote.ie which is a portal of independent insurance brokers in Ireland.
Looking for home insurance quotes online in Ireland does make the task of getting cheap house insurance a lot easier and more efficient than spending countless hours on the telephone as in the old days, a lot of this time spent on hold. But a word of warning-read the terms and conditions of each companies insurance policy carefully and compare like with like to get the cheapest house insurance quotes for your home.